Money & finance
VAT Calculator
Add VAT to a net amount or extract the VAT already included in a gross amount using an adjustable rate.
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Money & finance
Loan Calculator
Estimate monthly repayments, total repayment and interest for a fixed-rate amortising loan.
No account required
Free to use
Guest results are temporary unless you submit a quote request; signed-in calculator history is retained for 30 days unless saved
01
Enter your details
Required fields are marked.
02
Your result
Complete the fields to generate an explainable result.
Saving is optional. Downloading a PDF does not create an account or a permanent saved result.
How to use it
Compare borrowing costs consistently
The estimate assumes a fixed interest rate and equal monthly payments. Lender fees, insurance, penalties, variable rates and repayment timing can change the real cost.
Use the result for comparison and confirm an official repayment schedule with the lender before committing.
- Enter the amount being borrowed.
- Use the lender’s annual rate and proposed term.
- Compare both the monthly payment and total interest.
Make more of this page
Make the result useful for your own situation.
Read the instructions and labels before entering information. Use consistent units and a single time period. Where the tool compares scenarios, distinguish figures you have measured from assumptions you want to test.
Review the explanation alongside the result, including what is included or excluded. A calculated example describes the values supplied; it is not a quotation, an offer or a guarantee of what will happen. Avoid entering personal or confidential information into inputs intended for general calculations.