Money & finance

Loan Calculator

Estimate monthly repayments, total repayment and interest for a fixed-rate amortising loan.

No account required Free to use Submitted values are not saved as tool history
01

Enter your details

Required fields are marked.

02

Your result

Complete the fields to generate an explainable result.

How to use it

Compare borrowing costs consistently

The estimate assumes a fixed interest rate and equal monthly payments. Lender fees, insurance, penalties, variable rates and repayment timing can change the real cost.

Use the result for comparison and confirm an official repayment schedule with the lender before committing.

  1. Enter the amount being borrowed.
  2. Use the lender’s annual rate and proposed term.
  3. Compare both the monthly payment and total interest.