A WOMAN who’s already got an eye-watering £120k saved has revealed the five things she won’t be wasting her money on this Christmas.
is just 24 but already has £120k in savings and – decades before her peers.
The cash-savvy TikToker won’t be splurging out on Black Friday deals, as tempting as they might beCredit: tiktok/@miarosemcgrath
This Christmas, the TikToker, who boasts more than 277k followers online, also won’t be ”gifting for gifting sake”Credit: tiktok/@miarosemcgrath
The money-smart Londoner, who recently quit her 9-5 job in the industry, regularly shares how she achieves her saving goals, and this time, she shared the five popular things she .
While some may disagree with the controversial decisions – and may even compare her to the Grinch – ”the frugally chic girlie” is on the course of retiring early.
”The first one is ornaments, decorations, including a ,” she said in the video .
”I know, I’m a Grinch – but I’m in my mid-20s, I’m just living with my partner, so I don’t feel the need to have a Christmas tree or lots of decorations
”I’ll obviously see my family where they will have decorations,” said Mia, who posts under the username @ miarosemcgrath .
As well as skipping turning her flat into a , the cash-savvy TikToker won’t be splurging out on Black Friday deals, as tempting as they might be.
Mia explained: ”I won’t be buying anything for myself out of enjoyment just because it’s Black Friday.
”There are sales all year round which is why Black Friday makes no sense to me.”
However, the frugal Londoner added that if she does spot a great deal as a gift for someone else, she’ll ”make an exception”.
For billions around the world, the lead-up festive season is all about , whether they’re filled with chocolate or beauty finds.
But Mia didn’t see any point of spending money on them ”as an adult”.
”As much as I love my skincare and make-up, some of them are like £80 – and I just can’t justify spending that much.”
This Christmas, the TikToker, who boasts more than 277k followers online, also won’t be ”gifting for gifting sake”.
She said: ”I want to give people thoughtful things or things that they actually want.
”Yes, that sometimes means it’s boring, it takes the guesswork out of it.
”But in this economy, we can’t be getting things that people don’t even want,” Mia reckoned.
How to save money on Christmas shopping
Consumer reporter reveals how you can save money on your Christmas shopping.
Limit the amount of presents – buying presents for all your family and friends can cost a bomb.
Instead, why not organise a Secret Santa between your inner circles so you’re not having to buy multiple presents.
Plan ahead – if you’ve got the stamina and budget, it’s worth buying your Christmas presents for the following year in the January sales.
Make sure you shop around for the best deals by using price comparison sites so you’re not forking out more than you should though.
Buy in Boxing Day sales – some retailers start their main Christmas sales early so you can actually snap up a bargain before December 25.
Delivery may cost you a bit more, but it can be worth it if the savings are decent.
Shop via outlet stores – you can save loads of money shopping via outlet stores like Amazon Warehouse or Office Offcuts.
They work by selling returned or slightly damaged products at a discounted rate, but usually any wear and tear is minor.
Last but certainly not least, the TikToker will be saving heaps of cash by not buying trending festive snacks, including mince pies.
”I personally don’t enjoy them that much.
”I don’t think I need any of these things to enjoy the festive period – I’m just happy to be with my family and have nice experiences.”
Posted less than 24 hours ago, the clip has taken the internet by storm, racking up more than 92k views – and it’s been a mixed bag of reactions.
One person thought: ”No Christmas tree is depressing.”
”I’ve always agreed with your takes on finance, but no Christmas tree…” another agreed.
”I recommend buying second hand Christmas decorations for sustainability,” someone else chimed in.
”I don’t really care about Christmas trees and I think its a little wasteful tbh, specifically when you buy a tree and just toss it after Christmas,” a fourth shared their take.
