Business insurance solutions

Business insurance solutions

Popular business insurance products Businessowners policy A businessowners policy (BOP) combines business liability, commercial property, business income, and equipment breakdown coverages into one cost-effective package for businesses. Business liability Protect your business against lawsuits, including judgments, attorney fees, court costs, and settlements. Commercial property Protect your building and its contents Read more…

Commercial umbrella insurance

Commercial umbrella insurance

Umbrella liability insurance provides an extra layer of protection against bodily injury and/or property damage. Essentially, it picks up where your business auto liability, general liability or other liability coverage stops. How commercial umbrella insurance works A commercial umbrella policy serves 2 distinct purposes: It increases the liability limit that Read more…

General liability insurance

General liability insurance

General liability insurance coverage is something most businesses simply must-have, so it’s essential that you understand what it does and doesn’t cover. What is general liability insurance? Liability insurance can help cover medical expenses, attorney fees and damages you are legally responsible for. Nationwide can help with defense costs, regardless Read more…

What is workers’ compensation?

What is workers’ compensation?

Workers’ compensation insurance provides medical and wage benefits to people who are injured or become ill at work. The coverage is mandated by each state and the wage and medical benefits vary by state. Workers’ compensation is considered social insurance because it relies on a social contract between management and labor, Read more…

What is general liability insurance?

What is general liability insurance?

Also known as business liability insurance, general liability insurance protects you and your business from “general” claims involving bodily injuries and property damage. Almost every business has a need for general liability insurance. General liability insurance definition General liability insurance can help cover medical expenses and attorney fees resulting from bodily Read more…

Builder’s risk insurance

Builder’s risk insurance

When your reputation, along with the successful completion of your projects, is on the line, you want to be confident you have the comprehensive protection you need. Our standard coverage form provides an extensive list of features that safeguard construction projects against the most common risks. And we offer a Read more…

Inland marine insurance

Inland marine insurance

Protect your property in transit with inland marine insurance Property in transit insurance is also known as inland marine insurance, which gets its name from insuring the transportation of goods over water. Over the years, inland marine coverage has expanded to also cover goods in transit on land. The types Read more…

Errors & omissions insurance

Errors & omissions insurance

Business liability insurance covers losses related to bodily injury, property damage or advertising injury. But what happens when a printer neglects to catch a typographic error on a large order of engraved wedding invitations? Or when a plumbing repair fails and causes an entire office to be flooded? Issues like Read more…