Nationwide is #1 in Customer Satisfaction with Small Commercial Insurance, serving over half a million small businesses like yours across the nation. 1
Strength and stability
We’re a Fortune 100 company with an A+ from A.M. Best, an A1 from Moody’s and an A+ from Standard & Poor.
More than 90 years of business experience
Our first farm policy was issued in 1926 as the Farm Bureau Automobile Insurance Company.
Friendly and dedicated business agents
Thousands of agents across the nation are ready to find the right coverage for you and your business.
Loss control & risk management
Our customers get loss control tools and resources, including a Loss Control Services team that can review your operations, procedures, and programs.
Business Solutions Center
Nationwide provides free resources and tools on a variety of important topics to help small business owners start, grow and run their businesses.
Have your small business covered
Small businesses drive the American economy. Nationwide understand that small business owners like you work hard every day, taking risks to better serve your customers, employ more people and strive to be successful. As a leading small business insurer, serving over half a million businesses like yours, Nationwide can help you build and protect your business by providing customized insurance solutions to support you and your budget. You can rely on our financial strength and stability to be there when you need us most.
Errors and omissions insurance is a type of liability coverage that protects your business against client lawsuits caused by alleged negligent acts, errors or omissions. E&O insurance typically covers you, your employees and your subcontractors.
This coverage helps protect your construction projects throughout every phase, from groundbreaking to ribbon cutting.
Management liability insurance packages
Guard against a wide array of risks with a flexible package policy that could include:
Directors & officers liability
Employment practices liability
Miscellaneous professional liability
Technology, media & professional services
Why do I need business insurance?
As a business owner, you need business insurance to protect yourself, your employees, your customers, your assets and the future of your company. Think about the high costs associated with worker injuries, lawsuits, temporary business closures and data breaches. Without business insurance, any one of those examples could jeopardize the future of your business. Also, your state may require you to carry certain types of business insurance.
What type of small business insurance do I need?
The kinds of commercial insurance coverage you need depend on the kind of business you have. For example, a tree removal service working with potentially dangerous equipment would have different risks and needs than a freelance web designer. Another factor to consider is where your business is located. It’s important to talk to an agent about your business before you purchase to help make sure you have coverage that meets your specific needs.
Things to consider when buying small business insurance